Purchase mortgage rates

Rates are drifting lower this week.

Over the past week, the 1-year Treasury was unchanged, the 10-year Treasury fell 0.03 points, the average 7/1 ARM rate fell 0.03 and the average 30-year fixed rate rose 0.04. Coming up: the jobs report on Dec 4 and the Fed's rate decision on Dec 9. A stronger jobs report than expected tends to push rates up, and a weaker one tends to pull them down.

Today's rates

updated November 11, 2026

Purchase Refinance

7/1 ARM

Loan amount	Rate	APR	30-day
$50,000 to $832,750Conforming	6.250%	6.571%
$832,751 to $2,500,000Jumbo	5.875%	6.364%

30-year fixed

Loan amount	Rate	APR
$50,000 to $832,750Conforming	7.125%	7.217%
$832,751 to $1,249,125High Balance	7.500%	7.592%
$832,751 to $2,500,000Jumbo	7.625%	7.710%

Questions about a home loan?

Whether you're buying your first home, moving up, refinancing or pulling out equity, a loan consultant will walk through your options with you.

Loans are available for

Owner occupied
Investment property
Second home
Refinance
Cash out
Home equity
Jumbo
Self-employed income

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